People in Montgomery often fall on financially hard times through no fault of their own. People lose jobs, receive an unexpected pay cut, get divorced, or have excessive medical bills, all of which making ends meet difficult. Next, creditors start to harass you at home and at work. Those creditors often sue you and try to garnish your hard earned wages. These same creditors may try to repossess your car or foreclose on your home. During all of this financial stress you can start to feel overwhelmed and helpless. We can help you with this financial burden! We can stop the creditors from calling and from taking your wages, your car, and your home. We can ease your stress and worries- it all starts with one phone call to us. Montgomery, we want to help you! Let us be your lawyers, let us stop the foreclosures, repossessions, wage garnishments, liens, and most importantly, let us help end the stress!
Our website is designed to provide as much information to you as possible about a variety of legal topics. There are many debt relief options we will never recommend, such as high interest loans. These loans should always be avoided as they almost never help your financial situation. Also watch out for types of “debt scams” we all hear about on local Montgomery radio and television. Scams saying they can improve your credit score immediately, or offering debt relief repayment options. Our experience with these companies is to be extremely cautious. People often try to work directly with their creditor; however, creditors will often take advantage of you as their main interest is getting your money. We can offer you tried and true alternatives to help your financial situation!
The Sellers Law Firm, LLC can help you resolve your debt issues through a Chapter 13 bankruptcy in as little as 3-5 years. We have filed thousands of these types of cases for over three decades. We are experienced, knowledgeable, and compassionate about this work. Depending on your situation, you may only be required to pay your secured debts. We can help you catch up on house, car, and even tax or child support debts. Many times you will not even have to pay a penny toward your credit card debt, medical bills, or other unsecured creditors. Most importantly, Chapter 13 allows you the opportunity to keep your property! It’s a simply strategy we use every day!
If your primary problems are credit card debt, personal or payday loans, medical bills, or other unsecured debt, then a Chapter 7 bankruptcy is likely your best option. It is a common misconception that a Chapter 7 bankruptcy will cause you to lose all of your property, but this is simply not true. There are limits to how much property you can keep in a chapter 7 bankruptcy, but most people will not lose a single asset in a Chapter 7 bankruptcy.
People in Montgomery also face disabilities, such as degenerative disc disease, fibromyalgia, chronic pain syndrome, arthritis, uncontrolled diabetes, heart disease, depression, anxiety, and other serious illnesses. These disabilities may keep you from working and earning income to pay your bills. If you live in Montgomery and are unable to work because of a disability, we can help you apply for Social Security benefits. If you have applied and have been denied, we can help you file an appeal. We will fight for you to get the disability benefits you deserve!
If you’re in Montgomery, we have an office close to you! We can help with Chapter 7, Chapter 13, and Social Security Disability cases near you! Simply come to our Montgomery office. We are located at 4144 Carmichael Road #10, Montgomery, Alabama 36106.
Call us at 334-LAWYERS (334-529-9377) or schedule an appointment online.